Mortgages in Dubai,
Made Simple.
Mortgages in Dubai, Made Simple.
Mortgages in Dubai, Made Simple.
We handle the banks. You find the home. We provide Elite experience, knowledge and advice across purchases, refinance, construction, equity release and much more.
We handle the banks. You find the home. We provide Elite experience, knowledge and advice across purchases, refinance, construction, equity release and much more.
1B
+
in mortgage
1B
+
in mortgage
10
+
years in the market
10
+
years in the market
1K
+
customers helped
1K
+
customers helped
Our Trusted
Financial Network
Our Trusted
Financial Network
1B
+
in mortgage
10
+
years in the market
1K
+
customers helped
Why Elite
Why Elite
Trusted expertise.
Smarter financing.
Real results.
Trusted expertise.
Smarter financing.
Real results.
Elite Capital is a leading mortgage and finance solutions provider in the UAE with over 20 years of industry experience.
We deliver fast, reliable, and personalized solutions across home finance, refinance, buyouts, construction finance, and equity release.
Elite Capital is a leading mortgage and finance solutions provider in the UAE with over 20 years of industry experience.
We deliver fast, reliable, and personalized solutions across home finance, refinance, buyouts, construction finance, and equity release.
Know more
Strong UAE bank partnerships for better mortgage rates
In-house expert credit verification team
Multilingual team, real human support every step of the way
Fast pre-approval guidance and documentation support
Strong UAE bank partnerships for better mortgage rates
In-house expert credit verification team
Multilingual team, real human support every step of the way
Fast pre-approval guidance and documentation support
Strong UAE bank partnerships for better mortgage rates
In-house expert credit verification team
Multilingual team, real human support every step of the way
Fast pre-approval guidance and documentation support
Strong UAE bank partnerships for better mortgage rates
In-house expert credit verification team
Multilingual team, real human support every step of the way
Fast pre-approval guidance and documentation support
Strong UAE bank partnerships for better mortgage rates
In-house expert credit verification team
Multilingual team, real human support every step of the way
Fast pre-approval guidance and documentation support
What Are the Costs of Buying Property in Dubai?
Buying a home involves more than just the down payment. In addition to your deposit, you should budget for Dubai Land Department (DLD) fees, trustee fees, bank charges, valuation fees, mortgage registration, and conveyancing costs. These additional property buying costs in Dubai can total around 6–7% of the property value.
When Are Mortgage Rates Going Down?
Mortgage rates in Dubai depend on the type of loan you choose. Fixed-rate mortgages stay the same for a set period, usually one to five years. Variable-rate mortgages are linked to EIBOR and can go up or down based on market conditions. Future rate changes depend on economic factors and central bank decisions.
How Is Islamic Home Finance Different from a Conventional Mortgage?
A conventional mortgage charges interest on the loan. Islamic home finance structures the agreement around asset ownership or profit-sharing without charging interest.
Who Can Apply for Islamic Home Finance?
Anyone who prefers a Sharia-compliant option can apply, provided they meet the bank’s eligibility criteria.
What Are the Costs of Buying Property in Dubai?
Buying a home involves more than just the down payment. In addition to your deposit, you should budget for Dubai Land Department (DLD) fees, trustee fees, bank charges, valuation fees, mortgage registration, and conveyancing costs. These additional property buying costs in Dubai can total around 6–7% of the property value.
When Are Mortgage Rates Going Down?
Mortgage rates in Dubai depend on the type of loan you choose. Fixed-rate mortgages stay the same for a set period, usually one to five years. Variable-rate mortgages are linked to EIBOR and can go up or down based on market conditions. Future rate changes depend on economic factors and central bank decisions.
How Is Islamic Home Finance Different from a Conventional Mortgage?
A conventional mortgage charges interest on the loan. Islamic home finance structures the agreement around asset ownership or profit-sharing without charging interest.
Who Can Apply for Islamic Home Finance?
Anyone who prefers a Sharia-compliant option can apply, provided they meet the bank’s eligibility criteria. Finance?
Help Center
Frequently asked questions
Our Services
WE HEAR YOU. WE UNDERSTAND YOU.
Islamic Finance
Islamic Finance
Shariah-compliant Islamic finance solutions tailored for property and business needs.
Shariah-compliant Islamic finance solutions tailored for property and business needs.
Resident Mortgages
Resident Mortgages
tailored mortgage solutions for your primary or investment property.
tailored mortgage solutions for your primary or investment property.
Non-Resident Mortgages
Non-Resident Mortgages
Secure UAE property financing with our exclusive low-documentation mortgage solutions.
Secure UAE property financing with our exclusive low-documentation mortgage solutions.
Off-plan & Handover
Off-plan & Handover
Smart mortgage solutions for off-plan purchases and seamless handover financing.
Smart mortgage solutions for off-plan purchases and seamless handover financing.
Commercial Finance
Commercial Finance
Commercial finance solutions for small businesses and large-scale projects across the UAE.
Commercial finance solutions for small businesses and large-scale projects across the UAE.
Mortgage Buyout & Refinance
Mortgage Buyout & Refinance
optimize your loans and access better terms.
optimize your loans and access better terms.
Our Easy Process
In 3 simple steps
Consult with our Mortgage Expert
Get tailored mortgage advice from a consultant in your preferred language.
01
Consult with our Mortgage Expert
02
Submit your Application
03
Evaluation & Approval
01
Consult with our Mortgage Expert
Consult with our Mortgage Expert
Get tailored mortgage advice from a consultant in your preferred language.
02
Submit your Application
Submit your Application
We handle the documentation and bank communication so you dont have to
03
Evaluation & Approval
Evaluation & Approval
Fast tracking with our banking partners
01
Consult with our Mortgage Expert
Consult with our Mortgage Expert
Get tailored mortgage advice from a consultant in your preferred language.
02
Submit your Application
Submit your Application
We handle the documentation and bank communication so you dont have to
03
Evaluation & Approval
Evaluation & Approval
Fast tracking with our banking partners
Our Easy Process
In 3 simple steps
Our Easy Process
In 3 simple steps
"Together we just dont close deals-
we open doors"
Abdalqader Darabaih
Founder & Managing Director
"Together we just dont close deals- we open doors"
Abdalqader Darabaih
Founder & Managing Director
Meet Our Experts
Meet Our Experts
Elite mortgage expertise, in your language.
Elite mortgage expertise,
in your language.
Abdalqader Darabaih
Business Development Manager
Mohammed Alherbawi
Business Development Manager
Sourav Sarkar
Business Development Manager
Emperatriz B Perlas
Mortgage Consultant
Mohammed Abusamra
Senior Mortgage Consultant
Mohammed Alhaj
Mortgage Consultant
Trupti Dinesh Shah
Mortgage Underwriter
Mohammed Al Ghoul
Mortgage Consultant
Vishnu Therodath Renjan
Mortgage Consultant
Abdalqader Darabaih
Business Development Manager
Mohammed Alherbawi
Business Development Manager
Sourav Sarkar
Business Development Manager
Emperatriz B Perlas
Mortgage Consultant
Mohammed Abusamra
Senior Mortgage Consultant
Mohammed Alhaj
Mortgage Consultant
Trupti Dinesh Shah
Mortgage Underwriter
Mohammed Al Ghoul
Mortgage Consultant
Vishnu Therodath Renjan
Mortgage Consultant
Abdalqader Darabaih
Business Development Manager
Mohammed Alherbawi
Business Development Manager
Sourav Sarkar
Business Development Manager
Emperatriz B Perlas
Mortgage Consultant
Mohammed Abusamra
Senior Mortgage Consultant
Mohammed Alhaj
Mortgage Consultant
Trupti Dinesh Shah
Mortgage Underwriter
Mohammed Al Ghoul
Mortgage Consultant
Vishnu Therodath Renjan
Mortgage Consultant
What Our Clients Say
What Our Clients Say
Elite.
Expert.
Efficient.
Elite. Expert. Efficient.
Elite. Expert. Efficient.
Working with Mr. Sourav Sarkar was a great experience. He handled everything very efficiently and completed all the bank processes in less than a month. What stood out most was his availability, he was always just a call or message away and patiently guided us through every step. Because of his support, the entire mortgage process felt smooth and stress-free. I would confidently recommend him to anyone looking for a reliable mortgage consultant.
Misbah Majeed
Working with Mr. Sourav Sarkar was a great experience. He handled everything very efficiently and completed all the bank processes in less than a month. What stood out most was his availability, he was always just a call or message away and patiently guided us through every step. Because of his support, the entire mortgage process felt smooth and stress-free. I would confidently recommend him to anyone looking for a reliable mortgage consultant.
Misbah Majeed
I want to say big THANK YOU for Elite Capital team and specially to Abdel Qader. They are very professional, customer centric and well experienced. I was introduced to them during 2018 when i was looking to buy a flat and helped me with my mortgage. After this they kept in touch and helped to negotiate better rate and helped me move my mortgage to another bank that saved me significant amount. Thank you and best of luck
Dima Jallad
I want to say big THANK YOU for Elite Capital team and specially to Abdel Qader. They are very professional, customer centric and well experienced. I was introduced to them during 2018 when i was looking to buy a flat and helped me with my mortgage. After this they kept in touch and helped to negotiate better rate and helped me move my mortgage to another bank that saved me significant amount. Thank you and best of luck
Dima Jallad
The office is very professional, well-organized, and easy to deal with. The team is supportive and responsive. Special thanks to Muhammad Al Ghoul — he is extremely helpful and professional, always available to answer questions and provide excellent support until the deal was successfully closed. Highly recommended.
Aflaq
The office is very professional, well-organized, and easy to deal with. The team is supportive and responsive. Special thanks to Muhammad Al Ghoul — he is extremely helpful and professional, always available to answer questions and provide excellent support until the deal was successfully closed. Highly recommended.
Aflaq
"Smooth and Easy Mortgage Process!" I had a great experience getting my mortgage. The application was simple, and the team was super helpful, answering all my question. It was fast, efficient, and stress-free. I highly recommend this to anyone looking to buy a home! Thanks Vishnu 🙂🙂
Hitesh Mange
"Smooth and Easy Mortgage Process!" I had a great experience getting my mortgage. The application was simple, and the team was super helpful, answering all my question. It was fast, efficient, and stress-free. I highly recommend this to anyone looking to buy a home! Thanks Vishnu 🙂🙂
Hitesh Mange
My deep appreciation to the team at Elite Capital Mortgage Consultants who did the impossible to get my application approved in record time. Their banking network is second to none and unlike many they stood up to their word of getting the results promised. Thank you to Abdel Kader and Prabhakar for your commitment and dedication!!
Walid Sheriff
My deep appreciation to the team at Elite Capital Mortgage Consultants who did the impossible to get my application approved in record time. Their banking network is second to none and unlike many they stood up to their word of getting the results promised. Thank you to Abdel Kader and Prabhakar for your commitment and dedication!!
Walid Sheriff
I don't usually do reviews but this is so deserving I had to comment. Abdalqadar was the definition of a professional, super fast, on the ball, extensive knowledge and network and always available to answer calls. 10/10 for speed and efficiency, this mortgage was literally done in record time! 🔥🔥🔥🔥
Naz Chaudhary
I don't usually do reviews but this is so deserving I had to comment. Abdalqadar was the definition of a professional, super fast, on the ball, extensive knowledge and network and always available to answer calls. 10/10 for speed and efficiency, this mortgage was literally done in record time! 🔥🔥🔥🔥
Naz Chaudhary
Working with Mr. Sourav Sarkar was a great experience. He handled everything very efficiently and completed all the bank processes in less than a month. What stood out most was his availability, he was always just a call or message away and patiently guided us through every step. Because of his support, the entire mortgage process felt smooth and stress-free. I would confidently recommend him to anyone looking for a reliable mortgage consultant.
Misbah Majeed
I want to say big THANK YOU for Elite Capital team and specially to Abdel Qader. They are very professional, customer centric and well experienced. I was introduced to them during 2018 when i was looking to buy a flat and helped me with my mortgage. After this they kept in touch and helped to negotiate better rate and helped me move my mortgage to another bank that saved me significant amount. Thank you and best of luck
Dima Jallad
The office is very professional, well-organized, and easy to deal with. The team is supportive and responsive. Special thanks to Muhammad Al Ghoul — he is extremely helpful and professional, always available to answer questions and provide excellent support until the deal was successfully closed. Highly recommended.
Aflaq
"Smooth and Easy Mortgage Process!" I had a great experience getting my mortgage. The application was simple, and the team was super helpful, answering all my question. It was fast, efficient, and stress-free. I highly recommend this to anyone looking to buy a home! Thanks Vishnu 🙂🙂
Hitesh Mange
My deep appreciation to the team at Elite Capital Mortgage Consultants who did the impossible to get my application approved in record time. Their banking network is second to none and unlike many they stood up to their word of getting the results promised. Thank you to Abdel Kader and Prabhakar for your commitment and dedication!!
Walid Sheriff
I don't usually do reviews but this is so deserving I had to comment. Abdalqadar was the definition of a professional, super fast, on the ball, extensive knowledge and network and always available to answer calls. 10/10 for speed and efficiency, this mortgage was literally done in record time! 🔥🔥🔥🔥
Naz Chaudhary
Help Center
Frequently asked questions
What Are the Costs of Buying Property in Dubai?
Buying a home involves more than just the down payment. In addition to your deposit, you should budget for Dubai Land Department (DLD) fees, trustee fees, bank charges, valuation fees, mortgage registration, and conveyancing costs. These additional property buying costs in Dubai can total around 6–7% of the property value.
When Are Mortgage Rates Going Down?
Mortgage rates in Dubai depend on the type of loan you choose. Fixed-rate mortgages stay the same for a set period, usually one to five years. Variable-rate mortgages are linked to EIBOR and can go up or down based on market conditions. Future rate changes depend on economic factors and central bank decisions.
How Is Islamic Home Finance Different from a Conventional Mortgage?
A conventional mortgage charges interest on the loan. Islamic home finance structures the agreement around asset ownership or profit-sharing without charging interest.
Who Can Apply for Islamic Home Finance?
Anyone who prefers a Sharia-compliant option can apply, provided they meet the bank’s eligibility criteria.
Our Services
WE HEAR YOU.
WE UNDERSTAND YOU.
Islamic Finance
Shariah-compliant Islamic finance solutions tailored for property and business needs.
Resident & Non Residence Finances
tailored mortgage solutions for your primary or investment property.
Non-Resident Mortgages
Secure UAE property financing with our exclusive low-documentation mortgage solutions.
Off-plan & Handover
Smart mortgage solutions for off-plan purchases and seamless handover financing.
Commercial Finance
Commercial finance solutions for small businesses and large-scale projects across the UAE.
Mortgage Buyout & Refinance
optimize your loans and access better terms.