Mortgage Calculator

Calculate your mortgage

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Pay up front
Usually , at least 20% of the home's price is paid upfront and in cash.

If you're unsure, reach out to our mortgage consultant.

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Property Price

Monthly Installment

Upfront Required

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Breakdown amount required upfront

Land Department Fee

One-time tax paid to the government. 4% of the property value + AED 580 admin fee

Trustee Fee

Paid to the bank for a range of services. AED 2,000 + VAT for properties below AED 500,000 AED 4,200 + VAT for properties equal or above AED 500,000

Mortgage Registration Fee

Paid to the government to register your property as security for home loan. 0.25% of the loan amount + AED 290 admin fee

Bank Processing Fee

Paid to the bank to process your mortgage. Up to 1% of the loan amount + 5% VAT

Valuation Fee

Paid to the bank for a basic inspection of your property. Between AED 2,500 and AED 3,500 + 5 VAT
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Upgrade with Elite Capital

Start your journey to upgrade your home with Elite Capital by scheduling an initial consultation.

Our experts will assess your needs, financial goals, and preferences to tailor a mortgage solution that aligns with your aspirations.

Benefit from our tailored approach to mortgage planning. Elite Capital's team will work closely with you to design a mortgage strategy that suits your financial capacity, offering competitive rates and terms to facilitate a seamless upgrade.

After defining your mortgage plan, we conduct a thorough property valuation to ensure alignment with the approved mortgage amount. Our team manages the mortgage approval process, ensuring a swift and efficient path to securing your upgraded home.

Elite Capital's experienced negotiators will work on your behalf to secure favorable terms with lenders.

We assist in gathering and organizing all necessary documentation, streamlining the negotiation and application process for a hassle-free experience.

As you approach the final stages, Elite Capital guides you through the closing process, ensuring all legalities are handled seamlessly.

Our support extends to the transition phase, making the upgrade to your new home a smooth and gratifying experience.


Mortgage Calculator

Request a mortgage quote today and take the first step towards realizing your homeownership goals, supported by transparent and competitive financing options.

Mortgage Calculator

Seeking Assistances? Find Answers in our Popular FAQs

In the UAE, residents can qualify for loans up to eight times their annual income, while expatriates have the option to secure loans up to seven times their annual income."

In the UAE, citizens can take advantage of a favorable option with a 15% down payment, while expatriates have the opportunity to make a 20% down payment."

Absolutely, we provide outstanding assistance programs for your down payment."

The Annual Percentage Rate (APR) you receive with a 700 credit score can vary among different banks and financial institutions, as they often operate with various rate slabs.