Seeking Assistances? Find Answers in our Popular FAQs

Resident Mortgages

The down payment in the UAE is determined by the property's value and the buyer's nationality. For properties under AED 5 million, expatriates need to make a 20% down payment, while UAE nationals pay 15%. For properties over AED 5 million, expatriates typically pay 30%, and UAE nationals 25%.

The maximum repayment period for a mortgage is 25 years, providing ample time for borrowers to make payments through convenient installments.

Mortgages in the UAE are accessible to a wide range of individuals, including UAE nationals, expatriate residents, and non-residents. However, the specifics of the process, such as interest rates and terms, may vary based on your residency status.


Non-resident Mortgages

Yes, non-resident and international investors willing to acquire a property in Dubai can avail a mortgage in the UAE.

The down payment in the UAE is determined by the property's value and the buyer's nationality. For properties under AED 5 million, expatriates need to make a 20% down payment, while UAE nationals pay 15%. For properties over AED 5 million, expatriates typically pay 30%, and UAE nationals 25%.

The repayment period may vary from bank to bank. However, most banks provide options for a repayment term of up to 30 years.


Equity Releases/ Buyouts

The duration of the process largely hinges on the selected plan. Usually, it may take approximately 8 weeks to access your home equity.

Equity release options are available through various financial sources in the UAE. This option is designed for homeowners seeking a convenient way to access funds for home improvements, expenses, or even to purchase another property. Both expatriates and UAE nationals find equity release an appealing choice.

Equity release amounts depend on several factors. Typically, borrowers can access up to 85% of their property's current value. However, different financial institutions have their own terms. For example, resident expatriates might face limits of 60-80%, while non-residents may only access 50%.


Commercial Finance

Absolutely! Security remains our top priority. Employing advanced encryption technology similar to banks, we safeguard both our site and your information. Rest assured, we only share your details with your chosen bank and never with third-party sites or other banks.

A commercial mortgage is a loan designed for purchasing or refinancing non-residential properties, including shops, office space, warehouses, or retail spaces

Minimum age: 21 years. Maximum age at loan maturity: For salaried customers: 65 years. For self-employed customers: 70 years.