How Resident Mortgage by Elite Capital works:

Elite Capital's Resident Mortgage program is designed to offer competitive mortgage rates customized to meet the unique needs of residents. Through personalized guidance and support, Elite Capital helps make homeownership attainable .

Expert Guidance:

Benefit from the extensive knowledge of Elite Capital in the realm of home finance. Our experts guide you through every step of the mortgage acquisition process, ensuring clarity and confidence.

Streamlined Processes

We understand that navigating property transactions can be overwhelming. Resident Mortgage streamlines these processes, making them straightforward and stress-free for our clients.

Personalized Solutions

Recognizing that every client is unique, we offer personalized solutions tailored to your specific needs. Whether you're a first-time homebuyer or looking to refinance, our team ensures that your mortgage aligns with your financial goals.

Hassle-Free Journey

Our ultimate goal is to eliminate the hassle traditionally associated with obtaining a mortgage. With Resident Mortgage by Elite Capital, you can embark on your journey to homeownership with peace of mind.

Home Mortgage for residents in UAE
Home Mortgage for residents in UAE
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Striving for Excellence in Every Endeavor

Resident Mortgage by Elite Capital is driven by the mission to make dream home achievable and to be the trusted partner that simplifies the path to a secure and comfortable home.

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Elite Capital's Resident Mortgage program is meticulously crafted to provide competitive mortgage rates that are tailored to the distinctive needs of residents. Our personalized approach ensures that clients receive the guidance and support they require to make homeownership a reality.

We understand that purchasing a home is a significant milestone, and our mission is to simplify the process for our clients. Our team of seasoned professionals works closely with each client to understand their individual circumstances, goals, and preferences. This enables us to offer mortgage solutions that are specifically designed to meet their needs.

At Elite Capital, we believe that everyone deserves the opportunity to own their dream home. Our Resident Mortgage program is designed to make this possible, offering flexible terms and competitive rates that are tailored to the unique needs of our clients. Whether you're a first-time buyer or looking to remortgage, our team is committed to helping you achieve your homeownership goals.

With Elite Capital, you can expect a seamless and hassle-free experience from start to finish. Our team of experts is here to guide you through every step of the process, ensuring that you have the support and assistance you need at every stage. Whether you're looking for a mortgage solution that offers a fixed or variable interest rate, we have you covered. Contact us today to learn more about our Resident Mortgage program and how we can help you achieve your homeownership goals.

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Flexible appointments

We prioritize your convenience with flexible appointment scheduling, ensuring a hassle-free experience tailored to your schedule.


Comparing the Entire Market

We navigate the entire market on your behalf, providing comprehensive comparisons to help you make informed decisions that align with your goals.


Online Tools

Access our user-friendly online tools designed to enhance your experience, providing convenience and efficiency in your journey.

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Home Mortgage for residents in UAE

We Are Here To Help You

We're here to guide you through every step, turning your dream of homeownership into a reality.

Make it Your Dream

Transforming your dream into a tangible reality is our mission. With Elite Capital, your homeownership aspirations are within reach. We tailor our services to align with your unique vision, making it truly your dream come true.

Create A Place

Owning a home isn't just about having a place to live; it's about creating your personal haven. With Elite Capital's resident mortgage solutions, we empower you to craft a space where you can grow, make memories, and truly call your own.

Be A Part Of Community

Investing in a home means becoming part of a community. Elite Capital not only helps you secure a residence but also fosters a sense of belonging. Explore the community aspect of homeownership with us.

Pay Principal

Building equity in your home starts with making principal payments. Elite Capital's resident mortgage plans guide you in the journey of paying down the principal, paving the way for increased home equity and long-term financial stability.

Get Tax Benefits

Owning a home comes with financial perks, including tax benefits. Elite Capital ensures you understand and maximize these advantages, making your homeownership experience even more rewarding.

Build Credit

Strengthening your credit is a key aspect of our resident mortgage plan. Elite Capital's supportive approach is designed to help you build and maintain a robust credit profile, contributing to your overall financial well-being.

Home Mortgage for residents in UAE

Seeking Assistances? Find Answers in our Popular FAQs

The down payment in the UAE is determined by the property's value and the buyer's nationality. For properties under AED 5 million, expatriates need to make a 20% down payment, while UAE nationals pay 15%. For properties over AED 5 million, expatriates typically pay 30%, and UAE nationals 25%.

The maximum repayment period for a mortgage is 25 years, providing ample time for borrowers to make payments through convenient installments.

Mortgages in the UAE are accessible to a wide range of individuals, including UAE nationals, expatriate residents, and non-residents. However, the specifics of the process, such as interest rates and terms, may vary based on your residency status.